Simple from start to finish

How your Teengo Microloans loan application works

Our 1-month loans are currently available exclusively to South African government employees. You can start online, upload your documents, and return to your application whenever it suits you.

Available only to government (public sector) employees.
Loans are offered on a 1-month repayment basis for now.
All you need is your ID copy, payslip, and 3 months' bank statements.
Couple reviewing their loan application and documents together at home
1. Start your profile

Create your account with your South African ID number, contact details, and address. Available to government employees only.

2. Tell us about your needs

Enter your loan and banking details at your own pace — loans are repaid over a 1-month term.

3. Upload your documents
  • ID copy
  • Latest payslip
  • 3 months' bank statements
4. Track your outcome

Follow progress, receive document requests, and respond quickly when your offer is ready.